InsuraGuest Inc. Enables Hotels, Vacation Rental Properties to Offer Guests’ Insurance Protection

InsuraGuest Inc. delivers insurance using its proprietary InsurTech software platform. This enables both hotels and vacation rental properties to provide protection for their guests. Vacation rentals and hotels can buy the InsuraGuest protection policy, which the property extends the insurance coverage to their guests while on the property.

People who plan to travel overseas or go on vacation are often encouraged to buy travel insurance to provide some protection from illness or accidents that may occur while traveling or visiting another country, but these policies may exclude or may be limited for accidents that happen at a vacation rental property or hotel. Even when traveling within a country, a person may find that their travelers’ policy does not cover what they thought it did, which puts them at risk for additional expenses.

InsuraGuest recognized that there is a gap in traditional insurance policies, and thus the company created a system to provide coverage that could be missing. It provides protection, up to policy limits, against accidents that can happen to guests while on the premises of a hotel or vacation rental property. Accidents can include damage to property as well as medical mishaps that could put the guest in the position of needing to seek urgent medical attention – which may include having to go to a hospital. The property owner themselves may have insurance, the guest may have their own medical insurance or umbrella policy, but often these policies do not cover fault of the guest or a third-party claim.

InsuraGuest can provide that additional coverage which is so often needed. For instance, it provides coverage for accidental damage to rooms, goods that become lost or property that is stolen, medical expenses and even dismemberment or death. The insurance covers the guest from the time of check-in up until the time the guest checks out while on the property. The InsuraGuest policy, which is sold to the property and extended to the guest, will be automatically charged to all the guests of the participating properties at the time of check-in.

InsuraGuest’s Guest Protection Policy becomes the first line of defense for the property, and the first line of defense for the guest. As everyone knows, accidents can and do happen and can be very costly, especially when one considers the very high cost of medical care in countries such as the United States.

For example, InsuraGuest has signed contracts with Cal-Vegas, Ltd. for the Red Lion Inn & Suites® in South Carolina ( The InsurTech software will be integrated with the hotel software and will be extended to all its Red Lion guests when they check in to the hotel. The fee will be charged to each guest as a separate line item for the InsuraGuest Protection Policy.

InsuraGuest is a SaaS (Software as a Service) company that provides software in both the business-to-business (B2B) and business-to-consumer (B2C) markets. The software platform can integrate with 70 plus property management systems, meaning it can be used in several properties around the world.

Many people looking for accommodation while on holiday prefer to stay in vacation rental properties rather than stay in traditional hotels. This growth represents a great opportunity for InsuraGuest since it is likely that a growing market of customers will be looking to supplement their travel insurance options.

As many as 20 percent of these vacation rental properties are found in the United States and the market growth rate is 6.9 percent, with projected vacation rental property revenue for 2019 projected to be about $57.669 billion (

InsuraGuest is currently focused on the U.S. market but has begun plans to expand into the UK and other European countries. The company also intends to expand into Asia in 2020. Expansion into the European market will be a smart move since it is double the market size of the United States. The U.S. vacation rental market sector is valued at about $100 billion, while Europe is valued at about $218 billion ( The added growth and popularity of vacation rental properties, such as found through Airbnb or VRBO, provides tremendous opportunities for the InsuraGuest as it expands (

About InsuraGuest. Inc.

InsuraGuest Technologies Inc. (TSX.V: ISGI) is a software company that utilizes its proprietary insurtech (insurance + technology) platform to deliver digital insurance to its customers.  Its first product, InsuraGuest Hospitality, delivers custom Hospitality Liability coverages to hotels and vacation rentals.  InsuraGuest coverages are purchased by the hotels and vacation rental properties, which can address covered claims from guests and their room occupants during their stay.

For more information, visit the company’s website at