The Specialized Hotel Guest Protection Policy (HGP) protects the hotel guest from Personal Property & Financial Loss, Accidental Medical Expense, and Accidental Death & Dismemberment. HGP can protect the guest up to the maximum amount of the policy limits.
Personal property & Financial Loss, Accidental Medical Expense, and Accidental Death & Dismemberment may have limitations when covered by the hotel, a credit card, or by a homeowner's or renter's policy. The InsuraGuest's Specialized Hotel Guest Protection Policy is considered a direct to consumer policy that helps the hotel and the guest with certain mishaps which may happen in during the guest's stay. These mishaps can be easily filed and processed by the hotel manager following the instructions on our CLAIMS page.
Slip, trips, and falls are the leading cause of injury. The potential for accidents, falls, mishaps can be widespread, but it can be covered under the InsuraGuest Specialized Policy to make a guest stay worry-free and enjoyable. InsuraGuest's carrier offers a policy solution and expert claim handling to minimize the impact of a covered loss.