InsuraGuest Hospitality Liability Policy

The specialized Hospitality Liability coverages insert a layer of protection that responds to guest on a primary basis for accidental in-room property damage, theft, accidental medical expenses, and accidental death & dismemberment. Our product can protect our member properties up to the maximum amount of the policy limits.

InsuraGuest Hospitality Liability Policy?

Accidental In-Room Damage, Lost or Stolen goods, Accidental Medical Expense, and Accidental Death & Dismemberment may have limitations when covered by the property's general liability, a credit card, or by a homeowner's or renter's policy. The InsuraGuest's specialized Hospitality Liability coverages help our member properties with certain mishaps which insert a layer of protection that responds to guests on a primary basis. These mishaps can be easily filed and processed by the property manager following the instructions on our CLAIMS page.

Slip, trips, and falls are the leading cause of injury. The potential for accidents, falls, mishaps can be widespread, but it can be covered under the InsuraGuest Specialized Hospitality Liability coverages to make a stay on a member's property worry-free and enjoyable. InsuraGuest's carrier offers a policy solution and expert claim handling to minimize the impact of a covered loss.

Policy Coverage Information

Personal Property Theft:
$2,500.00
Accidental Medical Expense:
$25,000.00
Accidental Death & Dismemberment:
$5,000.00 
In-Room Property Damage:
$1,000.00 
Sometimes life happens, the InsuraGuest Specialized Policy coverage protects the property and responds to the guests if those mishaps happen during their stay.