The specialized Hospitality Liability coverages insert a layer of protection that responds to guest on a primary basis for accidental in-room property damage, theft, accidental medical expenses, and accidental death & dismemberment. Our product can protect our member properties up to the maximum amount of the policy limits.
Accidental In-Room Damage, Lost or Stolen goods, Accidental Medical Expense, and Accidental Death & Dismemberment may have limitations when covered by the property's general liability, a credit card, or by a homeowner's or renter's policy. The InsuraGuest's specialized Hospitality Liability coverages help our member properties with certain mishaps which insert a layer of protection that responds to guests on a primary basis. These mishaps can be easily filed and processed by the property manager following the instructions on our CLAIMS page.
Slip, trips, and falls are the leading cause of injury. The potential for accidents, falls, mishaps can be widespread, but it can be covered under the InsuraGuest Specialized Hospitality Liability coverages to make a stay on a member's property worry-free and enjoyable. InsuraGuest's carrier offers a policy solution and expert claim handling to minimize the impact of a covered loss.