Colorado Vacation Rental Insurance

1. Simplicity

First, InsuraGuest is founded on the idea that buying and managing short term vacation rental insurance in Colorado should be simple and hassle-free. From signing up to filing a claim, our process is designed to be as easy and user-friendly as possible.

Most providers dabble in multiple industries, like commercial, life, health, disability, etc. In contrast, InsuraGuest focuses solely on offering the best short term vacation rental insurance in Colorado. Our customer-focused approach to STR insurance means less red tape, easier claims processing, and faster payouts.

Be it vacation rental property guest injury protection, vacation rental property damage protection, or theft protection, our process is fast and as simple as enjoying a Colorado sunset on a clear evening.

Ready to sign up? Our process is fast, easy, and coverage is instant. If you file a claim, processing and payout usually take 72 hours or less, without a lot of hassle or headache. Signing up and managing a short term rental property in Colorado has never been easier.

2. Lower Costs

InsuraGuest is also the most affordable insurance for your Colorado vacation rental business. While many short term rental providers claim they will save you money, do they really follow through when it matters? InsuraGuest will save you money, and we will follow through.

InsuraGuest can help you save big on short term vacation rental insurance for your Colorado vacation property by sharing insurance costs with your guests.

Using your current listing service or property management software, we help you create and automate a small, nightly insurance fee of only a few dollars. This provides better protection for guests and short term vacation property owners alike.

By choosing our insurance solution, you can save money and enhance your Colorado short term rental property's reputation with great reviews and more bookings.

Look at the numbers. Let's say you have a monthly occupancy rate of around 71%, so 21 days a month. Adding InsuraGuest at just $3 per night, the total would increase $63 (21 days x $3 = $63/mo.). Our $60/mo. subscription model (for up to $10,000 coverage), makes your vacation rental insurance costs essentially net $0.

Where else can you get $10,000 worth of short term vacation rental coverage in Colorado for you and your guests for $0/mo.?

Let us show you how it works. Get a demo

3. Guest Injury Protection

Our data shows that Colorado short term rental property owners worry often about getting sued if a guest were to get hurt during a stay. Who wouldn’t?! We all know accidents happen, especially somewhere as rugged as Colorado.

What kind of insurance protects you from this type of scenario? Colorado vacation rental insurance.

Guest injury insurance for vacation property owners in Colorado is a must. If a guest gets hurt while staying at your short term vacation property, you want to ensure you're not liable for their medical bills. Medical bills can be very expensive.

If found responsible, just one slip could end your Colorado short term vacation rental business. But what if the injury wasn't your fault? That doesn't necessarily mean you won't get sued.

With InsuraGuest’s guest injury protection for Colorado short term rentals, who is at fault doesn't matter. We pay up to $25,000 for guest injury medical bills, no matter who caused the accident.

If you have regular homeowner's insurance, you might be tempted to file a claim covering medical bills. But doing that might actually increase your insurance costs.

InsuraGuest is the best STR insurance in Colorado. With a modest monthly subscription, you can relax knowing that you and your guests are protected from accidental injuries during a stay.

4. Property Damage Protection

After the risk of being sued, property damage caused by guests is one of the most significant worries for Colorado vacation rental property owners. When you rent out your short term vacation rental property, there is always a chance that it and its contents could get damaged.

This is a common problem that many Colorado vacation property owners face when they list their short term rental properties on online platforms like Airbnb or VRBO. Sometimes guests don't treat vacation properties with the same care and respect as the owner would. That's why short term rental insurance is a must in Colorado.

We understand that damage can occur in various ways, from broken tiles and floor scratches to stained carpets and damaged sofas. Thankfully, with our short term rental insurance, you can have peace of mind knowing that you're safe from damages caused by guests.

Not having short term rental damage protection could result in a costly experience. But with InsuraGuest’s property damage coverage for your vacation rental property, both you and your guests can focus on what matters, enjoying that Colorado sunshine.

5. Theft Coverage

In addition to leaving Colorado vacation rental property owners vulnerable to theft and property damage, not having adequate theft coverage can also lead to unexpected out-of-pocket expenses.

With InsuraGuest's theft insurance coverage, Colorado vacation rental owners can rest easy knowing that they're protected against potential losses. By providing financial protection for both STR owners and their guests, InsuraGuest's theft coverage can help to ensure that the vacation rental experience is as enjoyable and stress-free as possible.

Imagine hearing that one of your guests had an expensive camera or a laptop stolen. In cases like this, InsuraGuest has your back with our theft insurance for Colorado vacation rental property owners.

Additionally, theft insurance for Colorado vacation rental property owners can be an important selling point for guests, as it helps to demonstrate the owner's commitment to providing a safe and secure rental experience.