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Vacation Rental Insurance

Cover the gaps with supplemental coverage for your vacation rental business, protect your property and your guests, lower your insurance deductible, and offload some your insurance costs to your guests.

Coverage Highlights

Accidental Medical

  • Up to $25,000 ($90/mo subscription) or $10,000 ($60/mo subscription) medical benefit for when guests incur injuries during a stay


  • $2,500 coverage / $500 deductible
  • Coverage for when items come up missing during a guest stay

Comprehensive Coverage

  • Covers gaps between guests, 365 days a year
  • Quick and efficient claims processing
  • Pre-integrated with top PMS systems
  • Easy to use

Property Damage

  • Up to $25,000 for the $90/mo subscription or $10,000 for the $60/mo subscription of property damage coverage with only $100 deductible for when your property gets damaged during a guest stay
  • Repair or replacement cost coverage for your home's contents
  • Property damage caused by a guest
  • See the items and amounts we cover


  • $5,000 coverage / $0 deductible
  • Coverage for accidental death or dismemberment

Cost Sharing

  • Let guests pay, lower your costs, increase your profits
  • Replace cumbersome security deposits guests hate to pay

InsuraGuest Supplemental Insurance vs. Homeowners Policy

Coverage Type InsuraGuest Supplemental Policy Typical Homeowners Insurance Policy
More coverage types check-mark-2 xmark
Cover the gaps check-mark-2 xmark
Pay for vacation rental deductible check-mark-2 xmark
Guest help cover costs check-mark-2 xmark
Faster turnaround on small claims check-mark-2 check-mark-2
Primary no-fault insurance, we pay first check-mark-2 xmark


Let's get you covered.

InsuraGuest is the only vacation rental insurance company on the market that offers an entire suite of insurance solutions written exclusively for the vacation rental industry. While other providers offer one type of policy or another, InsuraGuest is the only provider that offers you vacation rental insurance and supplemental insurance that work together in such a powerful and synergistic way.