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CBIZ InsuraGuest Vacation Rental Insurance

CBIZ and InsuraGuest have teamed up to offer the best vacation rental commercial general liability insurance on the market.

Commercial General Liability

Commercial General Liability

  • $2 million general aggregate
  • $1 million per occurrence
  • $1 million for personal/advertising injury
  • $5,000 for medical payments
  • Legal fees related to your defense
  • Property managers covered at no cost


  • Replacement cost coverage for your building and contents
  • Property damage caused by a guest
  • Backup of sewer and drains
  • Additional Structures

Business Income

  • Loss of rental income
  • Loss of use and extra expense coverage


  • Swimming pools and hot tubs
  • Docks
  • Non-motorized Watercraft
  • Canoes, paddle boards, kayaks
  • Exercise equipment, bicycles, and more

Long-Term Rental

Insurance protection for any residential listing where tenants live for 6 months or longer. Also known as Landlord or Dwelling coverage.

  • Protection for multiple properties or properties with one to four units.
  • Protects the owner’s property and covered belongings. Your tenants’ personal possessions are not covered under your policy.
  • Dwelling insurance included. Covers the structure itself, but not the contents or land.

Vacant Property

A specially-designed program for vacant residential properties. This policy is for properties that are not being rented out at the moment, between tenants for a longer period, or slight cosmetic updates are being made.

Second Home

Insurance for an additional home that you are in and out of, but do not rent out. Not a primary residence.

Coverage Highlights

  • Available nationwide
  • A++ (Superior) Financial Strength Rating from A.M. Best
  • Ability to cover high-valued properties
  • Property, General Liability (up to $1 million) and contents covered on one policy
  • All properties types can be combined in one policy
  • Variety of ownership types welcome: corporations, estates, individuals, llcs, etc.
  • Properties with one to four units are accepted
  • Loss of rent/business income available

InsuraGuest has partnered with CBIZ to bring you the best of both worlds. Get the best supplemental coverage of up to $10,000 for only $60/mo to cover smaller incidents like minor guest medical injuries, property damage, and theft. And enjoy the benefits of the best commercial general liability insurance for your vacation rental property with CBIZ.

No other vacation rental insurance solution offers you more for less. Sign up today.

Vacation Rental Insurance with CBIZ & InsuraGuest
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Contact InsuraGuest

For more information on how to take advantage of our partnership with CBIZ, please contact us for a free, friendly, no-obligation consultation.