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CBIZ Vacation Rental Insurance

InsuraGuest has partnered with CBIZ to offer you comprehensive insurance coverage for your vacation rental property.

Commercial General Liability

Commercial General Liability

  • $2 million general aggregate
  • $1 million per occurrence
  • $1 million for personal/advertising injury
  • $5,000 for medical payments
  • Legal fees related to your defense
  • Property managers covered at no cost


  • Replacement cost coverage for your building and contents
  • Backup of sewer and drains
  • Additional Structures

Business Income

  • Loss of rental income
  • Loss of use and extra expense coverage


  • Swimming pools and hot tubs
  • Docks
  • Non-motorized Watercraft
  • Canoes, paddle boards, kayaks
  • Exercise equipment, bicycles, and more

Long-Term Rental

Insurance protection for any residential listing where tenants live for 6 months or longer. Also known as Landlord or Dwelling coverage.

  • Protection for multiple properties or properties with one to four units.
  • Protects the owner’s property and covered belongings. Your tenants’ personal possessions are not covered under your policy.
  • Dwelling insurance included.

Vacant Property

A specially-designed program for vacant residential properties. This policy is for properties that are not being rented out at the moment, between tenants for a longer period, or slight cosmetic updates are being made.

Second Home

Insurance for an additional home that you are in and out of, but do not rent out. Not a primary residence.

Coverage Highlights

  • Available nationwide
  • A-rated Financial Strength Rating from A.M. Best
  • Ability to cover high-valued properties
  • Property, General Liability (up to $1 million) and contents covered on one policy
  • Variety of ownership types welcome: corporations, estates, individuals, llcs, etc.
  • Properties with one to four units are accepted
  • Loss of rent/business income available

Vacation Rental Insurance with CBIZ & InsuraGuest
Learn More.


Contact Us

For more information please contact us for a quote today.